Debt Collection Attorney v Debt Collection Agency
A debt collection attorney is a professional lawyer, certified and insured to practice law. Only an attorney can serve legal notices, file court documents and represent you in court. The attorney’s expertise is also utilized long before the necessity of court. Experienced debt collection attorneys have made the art of negotiation a career and work to resolve cases before going to litigation. They study negotiation techniques and operate within the laws. Attorneys offer individual attention to each and every case allowing for the best result possible (and highest collection rates). Hiring an attorney for your collection case means you are always in charge and remain informed throughout the collection process.
Debt collection agencies, on the other hand, often use automation to run cases through their system. There are no requirements that collection agents obtain a certain level of negotiation techniques, credentialing, degrees or insurance. Collection agents are often assigned cases without ever talking to the creditor, without any background information about the creditor’s business, the contract or the relationship between the creditor and the debtor. Some collection agencies buy, sell or swap debt. Once you hand a collection case to a collection agency, you relinquish control of the case to their system.
If you are deciding whether to use Frisella Law Firm or a collection agency, consider the following: At Frisella Law Fir,m we only get paid when we collect, we can often beat or match collection agency rates, our rates never increase, and a professional, experienced attorney will handle your case. Contact us today